Matt Zavaglia - Your mentor & expert
For Real Estate Developers & Small Property Businesses
Structure your real estate business to grow faster—without overexposing your assets or unnecessary bank debt.
Matthew Zavaglia helps small real estate businesses—residential, commercial, land and farms—design smart financial and entity structures that protect what you’ve built and unlock assets as capital for your next project.
Free 30-minute strategy session: map out your ideal entity structure, financing strategy, and risk protection plan for your current portfolio and next 12–24 months of deals.
Request your free real estate finance consultation
Tell us about your portfolio and growth goals. We’ll come prepared with a tailored structure and funding path.
No cost. No obligation. Just clear guidance on how to protect your assets and fund more deals.
Trusted by small developers, landlords, and syndicators across residential, commercial, and land portfolios.
$50M+
real estate value structured
3×
average asset growth capacity unlocked
75%+
reduce personal exposure vs old structures
The hidden risk in fast-growing portfolios
Most small real estate businesses grow deal by deal—with structures that can collapse in a downturn or lawsuit.
If you’re stacking properties under one LLC, signing personal guarantees, and relying on the same 1–2 lenders, you’re likely leaving yourself overexposed and undercapitalized.
- All your doors in one entity, putting the whole portfolio at risk
- Mixing operating businesses, rentals, and development under one roof
- Heavy dependence on bank loans and personal guarantees
- No clear separation between you, your partners, and your properties
- Unclear path to scaling into larger projects or new asset classes
We help you re-architect your entities, cash flow, and funding strategy so each project is properly protected, your balance sheet works harder for you, and you can move on deals without waiting on a bank committee.
Our process
A finance and entity blueprint tailored to how you actually do deals.
We don’t sell templates. We look at your portfolio, your appetite for risk, and your growth plan, then design a structure that keeps you protected while opening up more ways to move your next projects forward with less risk and capital.
1. Portfolio & risk review
We map your current entities, loans, guarantees, partners, and projects across residential, commercial, and land/farm holdings to surface exposures and bottlenecks.
2. Entity & cashflow design
We design a structure of LLCs, holding companies, and operating entities that firewall risk, separate operations from assets, and route cash the way lenders and investors like to see.
3. Growth roadmap
We outline practical options to internally fund upcoming deals—using your existing equity, alternative investors, or creative structures so you can rely less on traditional bank debt.
Who we work with
Specialized support for small real estate businesses ready to scale.
Whether you own 5 doors or 50, raw land or mixed-use, we help you use the right structures and financing tools for your specific niche.
Residential developers & landlords
Single family, small multifamily, build-to-rent, or BRRRR portfolios. Separate flips from holds, protect long-term assets, and design a financing stack that scales past your first few dozen doors.
Small commercial owners & operators
Strip malls, office, mixed-use, and light industrial. Structure leases, CAM, and operating companies in ways that protect the dirt and make lenders comfortable financing improvements and expansions.
Land, farms, and mixed holdings
Raw land, agricultural, and development tracts often sit in risky or tax-inefficient entities. We carve out safer structures that preserve generational assets while letting you leverage equity for improvements and new deals.
Protect today. Unlock tomorrow.
Entity structures and assets that work together smarter.
Too many investors design entities in isolation from their financing strategy. We align both so your legal structure protects you and makes it easier to bring in lenders, partners, and investors on your terms.
- Separate operating companies from property-holding entities
- Use project-specific LLCs and holding companies to ring-fence risk
- Structure member interests and partnerships for clarity and control
- Design cash waterfalls that reward performance while protecting capital
- Position your balance sheet to qualify for better and more flexible funding
Outcome: Lawsuits, vacancies, or market shocks hit individual projects—not your entire net worth—while your strongest assets help you responsibly finance the next opportunity.
Real results for real operators
What changes when your entities are built for growth.
Clients typically see immediate clarity on where their risk really lives and how much more capital they can responsibly unlock from their existing assets.
“We went from having every property and flip in one LLC with my personal name on every loan, to a structure that keeps assets separate and gave us room to bring in private equity. Within 9 months we doubled our doors without increasing personal guarantees.”
Small multifamily operator — 32 to 68 units in 18 months
3×
Average increase in available capital and funding pathways identified.
50%+
Typical reduction in personal guarantees and cross-collateralization exposure over time.
90 days
Average time to fully implement a new structure and funding roadmap after your initial blueprint.
Free 30-minute strategy session
Get a clear blueprint for your entities, assets, and next 12–24 months of deals.
On this call, we will:
- Review your current entities, loans, and portfolio mix
- Highlight your biggest exposure and where you’re overleveraged
- Outline a safer, more scalable structure for your situation
- Identify funding options that don’t depend solely on banks
Ideal if: you own or control at least $1M in real estate or plan to acquire multiple properties in the next 24 months.
If we’re not a fit, we’ll still leave you with clear next steps and questions to ask your accountant and attorney.
Lock in your free consultation
Click the button below to get started now
Questions
Frequently asked about working with Matthew Zavaglia.
Still not sure if this is right for you? These answers may help.
Is the consultation really free?
Yes. The 30-minute strategy session is completely free. We use this time to understand your portfolio, surface risks, and outline a high-level structure and funding approach. If you want implementation help afterward, we’ll discuss what that could look like, but there is no obligation.
Do I need to have a large portfolio for this to be useful?
No. Many clients come to us with 3–10 properties or a few pieces of land and a clear goal to grow. As long as you are serious about scaling your residential, commercial, or land/farm holdings over the next 1–2 years, the session will be valuable.
Do you replace my attorney or CPA?
No. We sit in the middle of strategy and implementation. We design the structure and financial approach, then coordinate with your attorney and CPA so everything is papered and filed correctly. If you don’t have advisors, we can help you identify what to look for.
Can you help if I already have multiple LLCs?
Yes. Many clients already have several entities but they’re organized around taxes or convenience, not risk and finance. We often reorganize or repurpose existing LLCs into a clearer hierarchy with better separation and funding options.
Do you only work locally?
We primarily work remotely with clients across the United States. Real estate and entity rules vary by state, so we always account for your location and coordinate with local professionals where needed.
©2025-26 Matthew Zavaglia
1308 Huntington Trail
Round Rock, TX 78644.
Email Address: [email protected]
Phone Number: +1 (737) 258-7953
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